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ADB primarily provides specialized financial
intermediation and related services with the objective of promoting a sustained
and diversified agricultural and rural development as a foundation for the
country's over all development .In addition, to cultivate effective linkages
between the agricultural sector and the rest of the economy and to complement
the provision of banking services through out the country, ADB also provides
ordinary commercial banking services , as well as servicing other sectors of
the economy.
You can find below the full range of services run by ADB throughout its network
of branches.
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Development Banking |
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Agricultural production & marketing credit
This covers small -scale, medium-scale and large-scale operators in
agricultural and all allied sub sectors, namely, food crops, cash crops ,live
stock, poultry etc.
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Agro-processing financing
Financing under this category is intended to create an adequate capacity for
processing of local industrial crops for both the export and domestic markets.
Examples include palm oil, rubber, cotton, etc.
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Cocoa farm maintenance & bean purchase
Credit is extended to cocoa farmers to maintain old farms and undertake new
farm development. In addition funding is provided to licensed cocoa buying
companies (LBC's) to purchase cocoa beans during the major and minor seasons.
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Export development financing
Financing is made available for the production, purchasing, packaging and
freighting of exportable produce, especially of agricultural origin under the
non-traditional export section development programme.
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Agri-business financing
Credit under this category is targeted at the business sector which provides
services to the main stream agricultural sector, such as the importation and
supply of agricultural inputs, distribution and storage of agricultural
produce, hiring of agricultural equipment, and the provision of transport and
haulage services.
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Corporate Banking
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Click on the link to know
more about corporate banking
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Personal Banking
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Current account service
A low minimum deposit is required and the account attracts interest on the
outstanding balance.
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Salary account service
This is operated for salaried workers to receive their salaries from their
employers.
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Savings deposit account service
This may be an ordinary savings account, a fixed deposit account or even a call
deposit account. Each has its own interest - yielding rate for the holder.
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Personal loans
Salary account holders are eligible for low-priced personal loans payable over
maximum of 24 months. This requires only the employers undertaking to pass the
applicants salary through his or her account until the end of loan period. The
applicant has control over the use of the loan amount.
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Local payment service
Local transfer payments are easily undertaken on one's account as well as over
the account for no-account holders. Payment orders are issued and honored at
all the Banks branches.
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ATM services
The Adb Quickcash ATM service covers all the following:
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Cash withdrawal
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Fund transfer between linked accounts
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Enquiry on account balance
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Deposit of cheques
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Request for instant mini-statement on account(s)
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Request for full statement(to be delivered)
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Request for cheque book
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Request for bank draft
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International Banking
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Click on the link to
know more about international banking
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Home link |
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This is a new and exciting way of banking
internationally, designed to take care of the financial needs of Ghanaians
living abroad in Ghana. Our aim is to help you plan your personal finances
simply and efficiently to enable you make the most of your international
lifestyle, wherever you are in the world.
We offer a range of multi-currency products that have been specially designed
to meet the wide and varying needs of our international custmers.
For details please click here |
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Treasury management
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Click on the link to know
more about TreasuryManagement.
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Western Union money transfer
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Click on the link to
know more about Western Union money transfer.
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